Meanwhile
Regulated in Bermuda

6.5% fixed-term dollar deposits. Stress-free. Just like in America.

Backed by US institutions with trillions under management, Meanwhile offers Argentines safe fixed-term deposits in dollars. No Miami trip needed.

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Regulated in Bermuda and backed by

  • Apollo
  • Northwestern Mutual Future Ventures
  • Bain Capital Crypto
  • Haun Ventures
  • Pantera
  • Sam Altman
  • Framework
  • Fulgur Ventures
  • Lachy Groom
  • MS&AD Ventures
  • Mouro Capital
  • Stillmark
  • Wences Casares

  • Backed by top US institutions

    And regulated in Bermuda, the world's insurance capital.

  • A rate that keeps its word

    Fixed by contract from day one. No exceptions, no surprises.

  • No US bank account needed

    No trips, no paperwork marathon. Everything from Argentina.

How it works

  1. Fund your account

    In dollars or stablecoins, from Argentina, without a US bank account.

  2. Choose your term

    3 to 10 years. Your fixed rate starts earning from day one.

  3. Watch it grow

    Track your dollars from your dashboard, anytime, from anywhere.

See how much you can earn

Choose an amount and a term, and watch your dollars grow.

5 years
In 5 years you'd have $68,504 +$18,504 in interest
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With Meanwhile Without interest
$69K$50K$0$20K$40K$60K012345 yrs

Illustrative projection at a 6.5% fixed annual rate, compounded annually. Final terms are set when you open your account.

Is my money safe?

  • Regulated where the world insures itself

    Meanwhile is regulated in Bermuda, the jurisdiction the world's largest insurers and reinsurers operate under. Clear rules, and real recourse.

  • Your dollars sit outside the local system

    Your deposit is held and regulated outside Argentina, with US and Bermuda-based institutions. Local rule changes don't reach it.

  • Backed by institutions that manage trillions

    Top US financial institutions with trillions of dollars under management stand behind Meanwhile.

  • A term, not a trap

    Terms run 3 to 10 years, but if life changes you can surrender your deposit at any time, and we'll respect it.

Questions, answered

Do I need to lock my dollars?

Terms run 3 to 10 years. That's how we can pay a fixed 6.5%. But you're never trapped: you can surrender your deposit at any time.

Who is Meanwhile?

Meanwhile is a US- and Bermuda-based savings and life insurance company, backed by top US financial institutions including Apollo and Northwestern Mutual. It was founded by Zac Townsend, who co-led McKinsey's global fintech practice and previously built Standard Treasury, a banking-technology company acquired by Silicon Valley Bank.

Why have I never heard of Meanwhile?

Because we are just arriving in Argentina. Meanwhile operates in the US and Bermuda, publishes audited financials every year, and is backed by investors like Apollo, Northwestern Mutual, Bain Capital and Sam Altman. Check us out before you deposit a dollar. It is exactly what we would do.

Is it safe?

Your deposit is regulated in Bermuda, the world's insurance capital, and held with US and Bermuda-based institutions, outside the Argentine system. Your rate is fixed by contract for the full term.

How can you pay 6.5% when banks pay almost nothing?

Because Meanwhile is a life insurance company, not a bank. Banks have to keep your deposit available on demand, so they pay very little. Insurance companies manage long-term savings, which lets them invest at longer horizons and pay the higher, steadier rates Americans are used to. That is the model behind your fixed rate.

What happens to my dollars if Meanwhile fails?

Your deposit is a policy issued by a regulated insurance company. The Bermuda Monetary Authority requires Meanwhile to hold reserves backing what it owes you and supervises it continuously. And if an insurer is ever wound down, policyholders rank ahead of other creditors.

Are you based in Argentina?

No, and that's the point. Meanwhile is based and regulated in the US and Bermuda, backed by top US financial institutions.

Grow your dollars with peace of mind. Just like Americans do.

Join the waitlist and be first in line when accounts open. We'll walk you through it in Spanish, over WhatsApp if you prefer.

  • Regulated in Bermuda · Backed by Apollo and Northwestern Mutual